Detached House for sale at 99 St Andrews Street, Cambridge, Ontario, N1S 1M7 - MLS: X13237448

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99 St Andrews Street

Cambridge, Ontario, N1S 1M7 -

$449,900

Neighbourhood
Major Intersection

Churchill Drive and St. Andrews St.

Listed Since: 22 day(s)
Last update: 6 day(s) ago

Overview

Property Type

Detached, 1 1/2 Storey
Bedrooms

3
Bathrooms

2
Basement

Finished
Kitchen

1
Total Parking

5 (1 Detached Garage)
Lot Size

60x100 (Feet)
Taxes

$3,718.00 (2025)
Type

Freehold

Property Description

Property description for 99 St Andrews Street, Cambridge

Welcome to this charming detached brick home nestled in the heart of West Galt, one of Cambridge's most historic and picturesque neighbourhoods. Built in 1939, this character-filled residence offers the perfect blend of timeless craftsmanship and modern-day functionality. Featuring 3 bedrooms and 2 bathrooms, this well-maintained home showcases the warmth and charm of a bygone era, with classic architectural details, inviting living spaces, and plenty of natural light throughout. Whether you're enjoying a quiet evening at home or entertaining family and friends, the thoughtful layout provides comfort and versatility for everyday living. Located on a mature, tree-lined street, you'll love being just minutes from the vibrant downtown core of Cambridge, where you'll find local shops, restaurants, cafés, farmers' markets, and the scenic Grand River. Enjoy nearby parks, walking trails, proximity to schools, and convenient access to major commuter routes while still experiencing the charm and sense of community that make West Galt so desirable. This is a rare opportunity to own a piece of Cambridge history in a neighbourhood known for its beautiful heritage homes, strong community spirit, and unbeatable location.

Listed by Keller Williams Edge Realty

Property details

MLS #

X13237448
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

Available Upon Request
Pool

None
Drive

n/a
Garage

Detached, 1 spaces
Total Parking

5
Family Room

Y
Den

Y
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Unknown
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

X13237448
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

Available Upon Request
Pool

None
Drive

n/a
Garage

Detached, 1 spaces
Total Parking

5
Family Room

Y
Den

Y
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Unknown
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Bathroom

1.37 x 2.69 ft Bsmt level

3 Pc Bath
Rec

3.71 x 6.25 ft Bsmt level
Laundry

3.99 x 5.16 ft Bsmt level
Dining

3.99 x 3.2 ft Main level
Kitchen

4.01 x 2.59 ft Main level
Living

3.45 x 6.27 ft Main level
Primary

4.06 x 3.86 ft 2nd level
2nd Br

3.43 x 3.3 ft 2nd level
3rd Br

4.06 x 2.31 ft 2nd level
Bathroom

2.34 x 1.85 ft 2nd level

4 Pc Bath

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Local Real Estate Price Trends for Detached in Cambridge

Active listings

308

Average Selling Price of a Detached

May 2026

$756,420

Last 3 Months

$779,229

Last 12 Months

$776,542

May 2025

$871,769

Last 3 Months LY

$855,764

Last 12 Months LY

$844,307

Change

-13%

Change

-9%

Change

-8%

Historical Average Selling Price of a Detached in

Average Selling Price

3 years ago

$881,858

Average Selling Price

5 years ago

$896,507

Average Selling Price

10 years ago

$469,255

Change

-14%

Change

-16%

Change

61%

Number of Detached Sold

May 2026

Last 3 Months

Last 12 Months

May 2025

Last 3 Months LY

Last 12 Months LY

Change

-4%

Change

Average Selling price

Inventory Graph

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Purchase Price

First time home buyer

Down Payment($)

Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

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