Detached House for sale at 38 Spruce Street, St. Catharines, Ontario, L2R 1B5 - Downtown - MLS: X13673534

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38 Spruce Street

St. Catharines, Ontario, L2R 1B5 - Downtown

$389,900

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Neighbourhood

Downtown
Major Intersection

Fitzgerald St and Wiley St

Listed Since: 6 day(s)
Last update: today

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Overview

Property Type

Detached, Bungalow
Bedrooms

2
Bathrooms

1
Basement

Full
Kitchen

1
Total Parking

3 (1 Detached Garage)
Lot Size

36x100 (Feet)
Taxes

$3,389.63 (2026)
Type

Freehold

Property Description

Property description for 38 Spruce Street, St. Catharines

Welcome to 38 Spruce Street. This 1940s bungalow is tucked away on a quiet cul de sac in a convenient St. Catharines location. Set on a private lot in a peaceful residential setting, this is a home that offers a comfortable place to settle in today while providing plenty of opportunity for the future. Step through the front door and you are welcomed into a large living room with plenty of space for comfortable everyday living. The home retains much of its original character, including an abundance of original millwork that adds warmth, charm and detail you simply do not find in many newer homes. The main floor continues with two bedrooms and one full bathroom, offering a practical layout that works well for a young family, downsizer or first time buyer, while leaving room to make improvements and add your own personal touches over time. A large attic provides excellent additional storage and offers exciting potential for those looking to create a cozy loft space. The full basement is partially finished and adds another level of usable space for a recreation room, workshop, hobbies, storage or future improvements. Outside, the private lot offers a quiet place for children to play, for family gatherings or simply to enjoy some time outdoors. The detached garage with hydro is another valuable feature, providing secure parking and additional space for tools, equipment, storage or hobbies. For an investor, the combination of a desirable residential setting, practical bungalow layout, private lot, detached garage and unfinished potential throughout the home creates an opportunity to add value over time. For a first time buyer or young family, it offers the chance to get into a well established neighbourhood and make the home their own. The location adds to the appeal, with easy access to public transit, major highways, parks, schools, shopping and everyday amenities.

Listed by BOSLEY REAL ESTATE LTD.,

Property details

MLS #

X13673534
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Private
Garage

Detached, 1 spaces
Total Parking

3
Family Room

Y
Den

Y
Exterior

Brick
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

X13673534
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Private
Garage

Detached, 1 spaces
Total Parking

3
Family Room

Y
Den

Y
Exterior

Brick
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Local Real Estate Price Trends for Detached in Downtown

Active listings

Average Selling Price of a Detached

July 2026

$399,556

Last 3 Months

$473,032

Last 12 Months

$481,799

July 2025

$537,708

Last 3 Months LY

$567,855

Last 12 Months LY

$530,079

Change

-26%

Change

-17%

Change

-9%

Number of Detached Sold

July 2026

Last 3 Months

Last 12 Months

July 2025

Last 3 Months LY

Last 12 Months LY

Change

-25%

Change

10%

How many days Detached takes to sell (DOM)

July 2026

Last 3 Months

Last 12 Months

July 2025

Last 3 Months LY

Last 12 Months LY

Change

-19%

Change

18%

Change

44%

Average Selling price

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First time home buyer

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Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.