<-- style PDP --> 38214 Fingal Line, Southwold - Detached for sale for $525,000
  • sold

38214 Fingal Line

Southwold, Ontario, N5P 3S5 - Middlemarch

$525,000$000000

  • Neighbourhood

    Middlemarch

  • Major Intersection

    JOHN WISE LINE AND FINGAL LINE

  • Listed Since: 381 day(s)

  • Last update: 346 day(s) ago

Overview

  • Property Type

    Detached, 2-Storey

  • Bedrooms

    3

  • Bathrooms

    2

  • Basement

    Crawl Space + Unfinished

  • Kitchen

    1

  • Total Parking

    14 (2 Detached Garage)

  • Lot Size

    127x244 (Feet)

  • Taxes

    $2,664.00 (2025)

  • Type

    Freehold

Property Description

Property description for 38214 Fingal Line, Southwold

Welcome to 38214 Fingal Line, this beautiful yellow brick farmhouse sitting on a peaceful 0.72-acre lot just outside St. Thomas. This home gives you that country feel while still being close to everything you need. Inside this home, you'll find 3 bedrooms and 2 bathrooms, plus plenty of space on the main floor for family life or entertaining. The upper level has been updated with new flooring and fresh paint, making it feel bright, clean, and move-in ready. You'll also appreciate the metal roof (2021) and new furnace (2025), giving you peace of mind for years to come. The main floor features a bright an spacious living room with a cozy fireplace to enjoy during the winter months. The open concept kitchen and dining room are essential for hosting with family and friends. Outside is where this property truly shines. Backing onto a vast field for ample privacy, enjoy your 0.72 of an acre all year round. The detached garage is perfect for extra storage, hobbies, or even a workshop, and the big backyard is the perfect place to relax, garden, or enjoy the stunning sunsets this property is known for. Don't miss your chance to own this property at an incredible price.

Listed by CENTURY 21 FIRST CANADIAN CORP

  • MLS #

    X12424048

  • Sq. Ft

    1500-2000

  • Sq. Ft. Source

    MLS

  • Lot Irregularities

    Y

  • Year Built

    100+

  • Pool

    None

  • Drive

    Private

  • Garage

    Detached, 2 spaces

  • Total Parking

    14

  • Family Room

    Y

  • Den

    Y

  • Exterior

    Brick

  • Fireplace

    Y

  • Roof

    Metal

  • Foundation

    Stone

  • Elevator

    n/a

  • Water View

    n/a

  • Laundry Level

    Main

  • Heat

    Forced Air

  • A/C

    None

  • Water

    Municipal

  • Water Supply

    n/a

  • Sewers

    Septic

  • Central Vac

    N

  • Living

    5.23 x 5.19 ft Main level

  • Family

    5.23 x 3.17 ft Main level

  • Dining

    2.57 x 4.02 ft Main level

  • Kitchen

    4.05 x 6.25 ft Main level

  • Bathroom

    2.46 x 1.89 ft Main level

    4 Pc Bath

  • Laundry

    4.11 x 2.71 ft Main level

  • Primary

    3.72 x 3.33 ft 2nd level

    3 Pc Ensuite

  • Bathroom

    1.41 x 2.18 ft 2nd level

    3 Pc Ensuite

  • Br

    2.56 x 3.3 ft 2nd level

  • Br

    2.57 x 2.89 ft 2nd level

  • Sunroom

    2.13 x 3.86 ft Main level

  • MLS #

    X12424048

  • Sq. Ft

    1500-2000

  • Sq. Ft. Source

    MLS

  • Lot Irregularities

    Y

  • Year Built

    100+

  • Pool

    None

  • Drive

    Private

  • Garage

    Detached, 2 spaces

  • Total Parking

    14

  • Family Room

    Y

  • Den

    Y

  • Exterior

    Brick

  • Fireplace

    Y

  • Roof

    Metal

  • Foundation

    Stone

  • Elevator

    n/a

  • Water View

    n/a

  • Laundry Level

    Main

  • Heat

    Forced Air

  • A/C

    None

  • Water

    Municipal

  • Water Supply

    n/a

  • Sewers

    Septic

  • Central Vac

    N

  • Living

    5.23 x 5.19 ft Main level

  • Family

    5.23 x 3.17 ft Main level

  • Dining

    2.57 x 4.02 ft Main level

  • Kitchen

    4.05 x 6.25 ft Main level

  • Bathroom

    2.46 x 1.89 ft Main level

    4 Pc Bath

  • Laundry

    4.11 x 2.71 ft Main level

  • Primary

    3.72 x 3.33 ft 2nd level

    3 Pc Ensuite

  • Bathroom

    1.41 x 2.18 ft 2nd level

    3 Pc Ensuite

  • Br

    2.56 x 3.3 ft 2nd level

  • Br

    2.57 x 2.89 ft 2nd level

  • Sunroom

    2.13 x 3.86 ft Main level

Thinking of Selling?

Find Out Your Home’s Value in Today’s Market!

No Email or Signup is required to view your home estimate.

estimate your home value

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Manoj profile avatar

Property History

Property history for 38214 Fingal Line, Southwold

This property has been sold 4 times before. Create your free account to explore sold prices, detailed property history, and more insider data.

Sign In / Register

Estimated price

Date
Price
Change
2025-09-24
$520,474
---

Mortgage Calculator

This data is for informational purposes only.

Mortgage Payment per month

Principal Amount

Interest

Total Payable

Amortization

Amortization

Closing Cost Calculator

This data is for informational purposes only.

Closing Cost Total for this property

Total Cash flow for purchasing this property

Down Payment(%)*
Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Down Payment(%)*

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Thinking of Selling?

Find Out Your Home’s Value in Today’s Market!

No Email or Signup is required to view your home estimate.

estimate your home value

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

Manoj profile avatar

Recent Sold Listings in Middlemarch, Southwold

Popular Cities