Detached House for sale at 109 TERRACE Drive, Hamilton, Ontario, L9A 2Y8 - Balfour - MLS: X12405322

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109 TERRACE Drive

Hamilton, Ontario, L9A 2Y8 - Balfour

$580,000

Neighbourhood

Balfour
Major Intersection

UPPER JAMES ST / MCELROY RD E / TERRACE DRIVE

Listed Since: 7 day(s)
Last update: today

Overview

Property Type

Detached, 1 1/2 Storey
Bedrooms

3 + 1
Bathrooms

2
Basement

Full
Kitchen

1
Total Parking

3 (1 Detached Garage)
Lot Size

47.1x103.05 (Feet)
Taxes

$4,158.00 (2024)
Type

Freehold

Property Description

Property description for 109 TERRACE Drive, Hamilton

Welcome to this beautifully updated detached 3+1 bedroom, 2 bathroom home situated on a desirable sun-filled corner lot. Thoughtfully designed for both comfort and functionality, this property features bright open-concept living areas with hardwood floors and updates throughout. The unique upstairs loft offers a private bedroom retreat, ideal as a primary suite, guest space, or creative home office. The finished basement with a separate side entrance and full bathroom provides excellent potential for an in-law suite or extended family living. Outside, enjoy the fenced yard framed by mature trees, perfect for gatherings, play, or peaceful relaxation. A detached garage adds convenience and additional storage. Blending modern updates with versatile living spaces, this home offers charm, and endless possibilities in a sought-after location. Taxes estimated as per city's website. Property is being sold under Power of Sale. Sold as is, where is. RSA

Listed by RE/MAX ESCARPMENT REALTY INC.

Property details

MLS #

X12405322
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Private
Garage

Detached, 1 spaces
Total Parking

3
Family Room

N
Den

N
Exterior

Alum Siding
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

X12405322
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Private
Garage

Detached, 1 spaces
Total Parking

3
Family Room

N
Den

N
Exterior

Alum Siding
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Kitchen

3.65 x 3.08 ft Ground level
Living

5.6 x 4.23 ft Ground level
Bathroom

1.25 x 2.52 ft Ground level
Br

3.62 x 3.93 ft Ground level
Br

3.96 x 3.59 ft Ground level
Den

4.32 x 3.47 ft 2nd level
Rec

5.51 x 2.77 ft Bsmt level
Den

3.38 x 2.77 ft Bsmt level
Bathroom

3.16 x 2.59 ft Bsmt level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Property History

Property history for 109 TERRACE Drive, Hamilton

This property has been sold 6 times before. Create your free account to explore sold prices, detailed property history, and more insider data.

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Local Real Estate Price Trends for Detached in Balfour

Active listings

Average Selling Price of a Detached

August 2025

$660,625

Last 3 Months

$661,075

Last 12 Months

$640,852

August 2024

$756,667

Last 3 Months LY

$706,722

Last 12 Months LY

$659,164

Change

-13%

Change

-6%

Change

-3%

Historical Average Selling Price of a Detached in Balfour

Average Selling Price

3 years ago

$741,633

Average Selling Price

5 years ago

$502,500

Average Selling Price

10 years ago

$210,250

Change

-11%

Change

31%

Change

214%

Average Selling price

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Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.