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    Home Cambridge Victoria 86 St Andrews Street 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    Single Family Residence for sale at 86 St Andrews Street, Cambridge, ON, N1S 1M4 - Victoria - MLS: 40855128
    • new
    • for sale

    86 St Andrews Street

    Cambridge, ON, N1S 1M4 - Victoria

    $935,651

    • Neighbourhood

      Victoria

    • Major Intersection

    • Listed Since: 38 day(s)

    • Last update: today

    Overview

    • Property Type

      Single Family Residence, Victorian

    • Bedrooms

      3 + 0

    • Bathrooms

      2

    • Basement

      Full, Unfinished

    • Kitchen

      n/a

    • Total Parking

      2

    • Lot Size

      Available Upon Request

    • Taxes

      $5,000.00 (2026)

    • Type

      Freehold

    Property Description

    Property description for 86 St Andrews Street, Cambridge

    Welcome to 86 St Andrews Street, a beautifully renovated character home in prestigious Dickson Hill, set on an impressive 74-foot-wide pie shaped lot. This 3-bedroom, 2-bath home combines historic charm with high-end custom finishes, exceptional craftsmanship and extensive modern updates completed in 2025. The versatile main floor offers a living room, family room, beautifully appointed kitchen, main-floor laundry and two offices. The larger office offers flexibility as a den, guest room or potential fourth bedroom, while the second is ideal for working from home. Multiple exterior entrances add further functionality. A full basement provides substantial utility and storage space. The extensive renovation went well beyond finishes, with major upgrades to HVAC, plumbing, electrical, insulation, windows, doors and exterior components, complemented by custom millwork, wide-plank hardwood and carefully restored heritage details. With multiple living spaces, 3+1-bedroom potential, a 74-foot-wide pie shaped lot and a highly functional floor plan, this move-in-ready home offers a rare combination of character, craftsmanship, flexibility and modern convenience—steps from Victoria Park and within walking distance of the Gaslight District and Downtown Galt.

    Listed by RE/MAX Twin City Realty Inc.

    Property details
    Room details
    Map

    • MLS #

      40855128

    • Sq. Ft

      1781

    • Sq. Ft. Source

      MLS

    • Lot Irregularities

      n/a

    • Year Built

      1890

    • Pool

      n/a

    • Drive

      n/a

    • Garage

      n/a

    • Total Parking

      2

    • Family Room

      n/a

    • Den

      n/a

    • Exterior

      Brick

    • Fireplace

      1

    • Roof

      Asphalt Shing

    • Foundation

      Stone

    • Elevator

      n/a

    • Water View

      n/a

    • Laundry Level

      n/a

    • Heat

      Forced Air, Natural Gas

    • A/C

      Central Air

    • Water

      Municipal

    • Water Supply

      n/a

    • Sewers

      n/a

    • Central Vac

      n/a

    • Recreation Room

      3.78 x 3.96 ft Basement level

    • Bedroom Primary

      3.66 x 5.54 ft Second level

    • Living Room

      4.65 x 4.29 ft Main level

    • Kitchen

      4.34 x 4.80 ft Main level

    • Office

      1.68 x 2.84 ft Main level

    • Office

      3.40 x 4.29 ft Main level

    • Bathroom

      1.57 x 1.88 ft Main level

      2-Piece

    • Bedroom

      2.84 x 2.74 ft Second level

    • Other

      4.39 x 1.50 ft Second level

    • Bedroom

      3.66 x 3.58 ft Second level

    • Utility Room

      3.91 x 9.47 ft Basement level

    • Family Room

      3.30 x 3.45 ft Main level

    • Bathroom

      2.01 x 2.74 ft Second level

      4-Piece

    • Laundry

      2.29 x 1.42 ft Main level

    • MLS #

      40855128

    • Sq. Ft

      1781

    • Sq. Ft. Source

      MLS

    • Lot Irregularities

      n/a

    • Year Built

      1890

    • Pool

      n/a

    • Drive

      n/a

    • Garage

      n/a

    • Total Parking

      2

    • Family Room

      n/a

    • Den

      n/a

    • Exterior

      Brick

    • Fireplace

      1

    • Roof

      Asphalt Shing

    • Foundation

      Stone

    • Elevator

      n/a

    • Water View

      n/a

    • Laundry Level

      n/a

    • Heat

      Forced Air, Natural Gas

    • A/C

      Central Air

    • Water

      Municipal

    • Water Supply

      n/a

    • Sewers

      n/a

    • Central Vac

      n/a

    • Recreation Room

      3.78 x 3.96 ft Basement level

    • Bedroom Primary

      3.66 x 5.54 ft Second level

    • Living Room

      4.65 x 4.29 ft Main level

    • Kitchen

      4.34 x 4.80 ft Main level

    • Office

      1.68 x 2.84 ft Main level

    • Office

      3.40 x 4.29 ft Main level

    • Bathroom

      1.57 x 1.88 ft Main level

      2-Piece

    • Bedroom

      2.84 x 2.74 ft Second level

    • Other

      4.39 x 1.50 ft Second level

    • Bedroom

      3.66 x 3.58 ft Second level

    • Utility Room

      3.91 x 9.47 ft Basement level

    • Family Room

      3.30 x 3.45 ft Main level

    • Bathroom

      2.01 x 2.74 ft Second level

      4-Piece

    • Laundry

      2.29 x 1.42 ft Main level

    Thinking of Selling?

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    Contact Manoj Kukreja

    Sales Representative,
    Century 21 People’s Choice Realty Inc.,
    Brokerage
    (647) 576 - 2100

    Manoj profile avatar

    Open house for 86 St Andrews Street, Cambridge

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    Property History

    Property history for 86 St Andrews Street, Cambridge

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    Additional information

    Provincial Land Transfer Tax

    Ontario Land Transfer Tax Rebate

    Toronto Land Transfer Tax

    Toronto Land Transfer Tax Rebate

    PST on CMHC Insurance Premium

    Lawyer Fees

    $2,825

    Government Registration Fee's

    $164

    Title Insurance

    Closing Cost Total

    Total Cash flow for purchasing this property

    Provincial Land Transfer Tax

    Ontario Land Transfer Tax Rebate

    Toronto Land Transfer Tax

    Toronto Land Transfer Tax Rebate

    PST on CMHC Insurance Premium

    Lawyer Fees

    $2,825

    Government Registarion Fee's

    $164

    Title Insurance

    Down Payment(%)*

    * A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

    Thinking of Selling?

    Find Out Your Home’s Value in Today’s Market!

    No Email or Signup is required to view your home estimate.

    estimate your home value

    Contact Manoj Kukreja

    Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
    (647) 576 - 2100

    Manoj profile avatar

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